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Retirement Allowance Tax

Calculate net retirement payout after tax in Japan — uses generous 退職所得控除.

2026 tax-year compliant日本語版を見る (Japanese)

Note: Input field labels are in Japanese (the calculator engine is shared with the Japanese version). Numeric input works the same way; the results are universal numbers in JPY (¥).

Retirement Allowance Tax

Calculate net retirement payout after tax in Japan — uses generous 退職所得控除.

万円
25

Key Points

  • Deduction: ¥40 万 × years (≤20y), then ¥70 万 × extra years
  • Taxable portion: half of net amount
  • Often results in <10% effective tax rate

FAQ

Why is the deduction so generous?

To not punish lifelong employment. After 20 years: ¥7M base + ¥0.7M per additional year.

Halved for tax purposes?

Yes — taxable amount = (payout - deduction) ÷ 2 → then progressive income tax + 10% residence tax.

⚠️ Disclaimer

This calculator provides estimates only. For actual tax filing, please consult a licensed 税理士 (zeirishi) or FP (Financial Planner). Results are not a substitute for professional advice.

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